Weighing the pros and cons of an IRA rollover

Significant life events, such as changing employers or entering retirement, should prompt you to consider rolling your retirement assets into an IRA.

Managing your personal finances during economic recovery

The COVID-19 pandemic has taken a toll on us all, but not everyone has been affected in the same way.

Can target-date funds help grow your financial garden?

As the flowers start popping up in my garden, I can’t help but make parallels to the importance of tending my financial garden, as well.

Why business leadership skills aren’t the only thing to look for in an effective adviser

If you can’t assess the performance of your adviser using well-known business leadership principles, what criteria should you use?

Outsourcing is a valuable business strategy worth considering

O­­­­utsourcing for accounting, human resources, legal and IT allows companies to be more efficient.

M&A through a pandemic and what’s ahead in 2021

2021 is lining up to be another fascinating year in the world of M&A.

Pay off debt or invest in the future: How to make the best choice with your excess cash

Given the low interest rate environment the U.S. is experiencing right now, many of my clients are asking essentially the same question: What should I do with excess cash?

State income tax and PPP loans: don’t assume conformity

Some business owners have been left perplexed regarding the tax deductibility of their Paycheck Protection Program (PPP) or PPP2 loans.

West Michigan shows economic resilience

Few have been financially unscathed in the wake of the pandemic. Yet, as West Michigan has proven time and time again when recessions hit, businesses in the region (although battered) weather the respective storms relatively well.

What is Regulation Best Interest and how does it impact you?

The SEC’s intent is to ensure that you, as the investor, have enough information to decide whether a professional investment recommendation is best suited to your needs no matter who is offering it.

Wealthy clients should consider planning now for the reduction in estate and gift tax exemption

Many people are wondering what will happen to the exemption if there is a Democratic president and possibly a Democratic-controlled Congress.

What is sustainable investing, and should I consider it as part of my portfolio?

Your personal priorities govern the type of sustainable investing that will best align with your goals.

Updates to the RMD put-back rule: Should you return your distribution?

If you are 72 or older and have already taken the required minimum distribution (RMD) from an IRA account, you can reverse your withdrawal until Aug. 31. There may be advantages to doing so, depending on your financial situation.

Increasing liquidity through a capital raise

Despite a likely shift to a more risk-averse credit market, numerous potential financing sources can help businesses through this uncertain time, including traditional bank lenders, private debt funds, family offices, mezzanine funds and private equity firms.

Understanding sequence risk and its effect on retirement planning

There is a lot to think about when planning for retirement. While we have a degree of control over many of the choices involved, there is one big wild card we cannot control called sequence risk.

PPP loan forgiveness receives new flexibility: updates businesses need to know

Business owners should be aware of several integral changes under the Paycheck Protection Program Flexibility Act (PPFA), which loosened guidelines to ensure the program is more business-friendly.

Families First Coronavirus Response Act: getting back to work

The FFCRA was designed with a focus on supporting employees amid COVID-19 while avoiding an undue burden on employers.

How to make good financial choices in uncertain times

In the face of uncertainty, it is still possible to make valuable financial decisions and doing so can help avoid permanently costly mistakes.

Estate and tax planning ideas for a COVID-19 economy

The depressed values in the markets, low interest rates and historically high federal estate, gift and generation-skipping transfer tax exemptions have created some excellent opportunities for you to make impactful gifts to your family and generate potentially significant tax savings.

What kind of relief can you expect from the CARES Act?

A summary of some of the high points of the act will help you identify what kind of relief you can expect.

In these trying times, know that help is out there, and you have options

Undoubtedly, this is a challenging time. Not only are you worried about your family’s health, but the impact of COVID-19 also has likely left you concerned about your financial situation.

Business transitions: What legacy do you want to leave?

The more diligent and focused business owners are on improving the value of their business, the more likely they are to achieve their desired outcome.

With volatility comes opportunity

With all the negative headlines and market volatility caused by the COVID-19 pandemic, I thought it would be timely to shed some light on...

What should investors think about market volatility in the face of all the scary headlines?

Financial markets have been very volatile over the last few days. In addition to election season being underway, all our lives are drastically changing...

Growing your community through impact investing

Millennials are known for their commitment to sustainability and loyalty to companies that are making an impact. Through their spending habits and investment portfolios,...